Aussie woman’s ‘brutal’ two-year challenge. Fintech: the straightforward electronic means of banking and loaning cash

Sydneysider Lottie Dalziel set herself a target in 2018. Now, a couple of years later, she’s not only pulled it off – she’s saved herself an awesome $7000.

In the past few years, a complete brand new sounding loan providers is here in the scene offering all of us more option with regards to saving and borrowing cash.

Lottie saved herself $7000 by stopping searching for two years. Source: Supplied

At the beginning of 2018, we set myself the target to give up purchasing clothing in a bid to truly save money and help save your self the planet. Seems right that is simple?

Well, it millionaire match sign in absolutely was initially a complete lot harder than I was thinking. With a traffic jam of fancy occasions and occasions I’d to have innovative, but two years that I was grossly outfit repeating) on I have found my groove (and it’s worth noting, it took 10 months for my co-workers to even vaguely notice.

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The task started whenever I chose to explore what would definitely occur to the garbage bag that is latest packed with clothing I became tossing out. Each year for a small country, where wearing rubber thongs to the shops and shorts to the office is socially acceptable, I was horrified to discover that we are the world’s second largest consumers of textiles, with each person buying on average 27kg of new clothing.

In addition to that, compliment of our obsession with decluttering and finding services and products that “spark joy”, we dispose off an astonishing 6000kg of clothing that don’t spark joy every ten minutes, using the large bulk heading directly to the end, totalling 500,000 tonnes every year.

Lottie Dalziel set herself the task of maybe not purchasing such a thing new for a year. Source: Supplied

Equipped with the important points, i really couldn’t stay by watching more shopping that is online up at my home. I made a decision to get rid of purchasing garments.

Wen the beginning I did son’t inform anybody about my challenge because I became therefore sure I’d fail but couple of years later – sufficient reason for an additional $7000 into the bank – we am still going strong, whilst still being searching schmick.


The thing that is first did ended up being eliminate all shiny things. We split up with every e-mail list feasible and ditched mindless hours searching at the shops and online within one dropped swoop.

Key takeaway: junk e-mails = junk acquisitions.


When I ended up being a teen (with no sisters), my buddies’ wardrobes had been an extension of my very own. But why did we stop sharing inside our mid-20s, whenever our clothes arguably cost more therefore the occasions we have been attending are far more lavish? My buddies and I also have actually reopened our closets so my “shopping” trips are now actually spent with one cup of dark wine in one single hand while the other inside their cupboards.

Key takeaway: My buddies have actually great style.

Lottie managed to get 10 months before anybody also noticed exactly what she’d been doing. Source: Supplied


Another top tip to transform any ensemble (or conceal the very fact you’ve used a similar thing every Monday for the past 12 months), is add-ons are the new friend that is best. It is possible to wear exactly the same ensemble but in the event that you add some fun hair add-ons plus some throughout the top jewelry, we swear no body will notice.

Key takeaway: More is the best.


The common woman that is australian just 40 of the wardrobe, but just what concerning the other 60 per cent? Last week-end I’d a hen’s celebration along with the “nothing to wear” dilemma we chose to plunge in to the dusty hardly worn part of my wardrobe. Lo and behold we discovered an ensemble that I experiencedn’t worn in four years that has been ideal for the occasion.

Key takeaway: there was clearly an explanation you purchased those garments within the place that is first.

Seriously with regards to black colored tie it really is difficult to get yourself a versatile gown you could wear significantly more than a number of times, therefore with numerous weddings coming I ‘m going to look to hiring internet sites like GlamCorner. Not just will we be able to wear the newest styles but you are sent by them choices and they’ll dry clean it for you personally.

Key takeaway: Please make dress that is upcoming casual.

Lottie conserved by by herself $7000 along the way. Source: Supplied


One a co-worker was complaining about having nothing to wear day. I smugly dropped into discussion that I hadn’t purchased such a thing new in 10 months and had been shopping that is finding the depths of my wardrobe more fulfilling. No body could believe it – my peers had seen me personally five times a week that whole some time never ever also batted an eyelid.

Key takeaway: No one notices exactly what you wear you.

Therefore what’s next? While I’m not likely to resubscribe to my favourite brands, the things I is going to do is go shopping more mindfully. Some key questions I’ll be asking pre-purchase are:

• How many times am I going to wear this?

• What could it be made from?

• just how long am we very likely to contain it for?

• Where can it find yourself?

Lottie Dalziel is a freelance author | @lottie_dalziel