Our loans that are short couldn’t be any easier. All our loans are unsecured, so that you will not require?

to provide your property or other valuables as protection. There is no have to either find a guarantor.

Merely choose simply how much you intend to borrow and just how long you need certainly to repay it and there go from. You need to use our short-term loan calculator to find down simply how much yours will cost before you use.

You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Do not panic – a less-than-perfect credit rating will not immediately rule you away.

Then collect repayments automatically if we say yes, we’ll agree all your loan costs upfront. You may want to handle your loan on the web through our customer that is handy portal.

You are able to check out our FAQs or contact our team that is friendly if have actually any longer questions.

Is a short-term loan right in my situation?

Any choice you will be making along with your money should be the right installment loans Virginia choice for you personally. You can find occasions whenever a short-term loan is probably not the most suitable choice.

Short-term loans will often have higher repayments than long-lasting loans while you’re repaying your debts faster. This could easily mean you will spend less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.

Additionally it is perhaps maybe not a smart idea to obtain a short-term loan to cover down another financial obligation. Taking on more financial obligation will make your circumstances even worse. You can get free advice from National Debtline, StepChange or The Money Advice Service if you feel like you’re struggling.

Do we be eligible for a loan that is short-term?

You want to make quick and simple loans available to as many individuals as feasible. It is possible to make an application for certainly one of our loans that are short-term:

  • You are over 18 years old
  • Your home is in the united kingdom and can provide address details
  • You are presently working
  • You have got a legitimate current email address and cellular phone number
  • You can easily offer bank account and debit card details

Your likelihood of being qualified is determined by your position. We review every application separately to be sure we lend responsibly and provide you with that loan that actually works for you personally.

How much may I borrow?

It is possible to submit an application for a short-term loan of between ВЈ200 and ВЈ1,000 with Dot Dot Loans.

You can apply for a long-term loan of up to £4,000 if you need a higher amount – for significant home improvements or a wedding, for example.

Just how do short-term loan repayments work?

You can expect payment durations of three, six and nine months on our loans that are short-term on simply how much you borrow.

We are going to gather repayments automatically for an agreed date. This is through Direct Debit and will save you the trouble of recalling in order to make payments – or perhaps the stress of forgetting. You can easily talk with us about arranging a various repayment method if you would choose.

We realize that things change. You may never be charged charges for missed or payments that are late falling behind could impact your credit rating. You won’t be able to make a repayment, for whatever reason, please get in touch as soon as possible if you think.

Our friendly group will talk you during your choices which help place a brand new plan together.

What are the costs to be concerned about?

We do not charge any concealed or fees that are extra. Some loan that is short do, causing you to be with increased to pay for as well as less possibility of doing this. We keep things simple.

What is the interest price for a Dot Dot short-term loan?

Our rate of interest is fixed upfront and differs depending on exactly how much you borrow. You could see other loan that is short-term providing variable rates of interest, which means that they are able to go up and down from every month. These could be riskier. Even if you have the ability to spend the money for initial price, this cost could rise and leave you away from pocket.

With this fixed rate of interest, you are going to always know precisely for which you stay and exactly how much to spending plan.

Submit an application for a short-term loan with Dot Dot

Has an urgent situation left you in a spot that is tight? Are numerous expenses mounting up at the same time? Whatever your situation, our fast and loans that are easy end up being the response.

Apply today utilizing our loan that is short-term calculator. Choose just how much you need to borrow and exactly how very long you may like to repay it, then check out the loan works for you personally. If it can, choose apply now to carry on together with your application and fill in a couple of details that are personal.

We are going to get back to you as quickly as possible, then go on it after that. Simple.