I’d like to inform about minimal prices. No fees that are hidden.

We love perhaps not being fully a bank, which means we are able to provide you with low-value interest, no charge signature loans!

Can get on top of financial obligation, buy brand new automobile, or make your perfect getaway a real possibility – we could tailor our personal loans to fit your spending plan.

In the event that you took away that loan of $10,000 over a 7-year term at the fantastic price of 9.95per cent p.a adjustable. your regular repayments could begin with $38!*

Apply online with our More about the author easy personal bank loan application that takes about a quarter-hour to perform.

Personal Bank Loan Calculator

Discover how much your loan repayments can be with this online personal bank loan calculator. Get going now!

Apply On The Web

Uncover what you’ll want to apply! Our online unsecured loan application is effortless and can only just take around a quarter-hour to perform.

Loan Agreement & General Terms

See a duplicate of our Loan Agreement and General Terms.

FAQ Loan Questions

You can apply to borrow any amount over $500 if you are a New Zealand citizen and over 18 years old.

First Credit union’s financing requirements, stipulations use.

It is possible to connect with borrow any quantity over $500. The total amount we approve may be susceptible to your circumstances that are financial our financing criteria. utilize our loan calculator to have a sign of exactly exactly what repayments for the quantity you might be planning to borrow seem like.

Definitely! You don’t should be a part of First Credit Union to utilize for a loan that is personal. You are able to use online or by going to certainly one of our branches. You will become a member and can benefit from all the products and services we offer if you get a personal loan from First Credit Union.

Yes you’ll, at the mercy of your circumstances that are financial our normal financing requirements.

The program procedure for expanding your private loan is equivalent to a unique loan and you will need certainly to fill the loan application form out once again. It is possible to use online or by going to certainly one of our branches.

First Credit Unions financing requirements, terms and conditions use.

No. We don’t cost any repayments fees that are early.

You may also make additional repayments to your loan and you won’t be penalised.

It’s for you to decide! We provide for the wide range of purposes. We are able to plan financing to meet up with your requirements. Have the car that is new simply take that trip, consolidate the money you owe or just acquire some additional cash, we’re here to greatly help.

First Credit Union doesn’t charge any loan application or processing fees, which could help save you hundreds.

The group in the beginning Credit Union are right here to greatly help. We realize that sometimes things get wrong and not to prepare.

That you give us a call or visit your nearest branch as soon as possible if you have missed a personal loan repayment it is important.

All of us is going to work you contact us the better with you to get everything back on track, so the sooner.

In the event the personal bank loan is authorized we’ll need certainly to see some photo ID, such as for instance a passport. We will also need proof of your current physical address such as a bank statement or utility bill addressed to you if you are not a member. Please consider our full set of ID needs.

Important Info

*Normal financing criteria apply and T&Cs apply. View our prices and charges right right here. Numbers are an indication limited to a $10,000 loan at 9.95per cent p.a. variable over a 7-year term and will not add loan security insurance.

Normal floating prices vary from 9.95% p.a. adjustable to at the most 18.00% p.a. variable

No minimum loan term. Optimum loan term 7 years.

No application charges with no very early payment charges.